CIBC Investment Grade Bond Funds | Expert Access featuring Aaron Young
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[CIBC Investment Grade Bond Funds Expert Access featuring Aaron Young]
[Aaron Young, a man in a business suit sitting in an office meeting room, addresses the camera.]
[Aaron Young
Executive Director & Head, Client Portfolio Management
CIBC Asset Management]
>>Aaron Young: The CIBC Investment Grade Bond Funds are strategies that are designed to give clients a similar investment experience to owning an individual bond.
[A graphic showing the different CIBC Investment Grade Bond Funds and CIBC U.S. Investment Grade Bond Funds. CIBC Investment Grade Bond Funds include funds for 2025, 2026, 2027, 2028 2029 and 2030. CIBC U.S. Investment Grade Bond Funds include funds for 2025, 2026 and 2027. The following descriptors appear beside graphics:
Maturity date
Indication of total returns
Source of returns]
So, as an investor, you know what your maturity date is. You have an indication of what your total return looks like and where that return’s sourced from how much of it is coming from income, how much of it is coming from capital gains.
The additional benefits are you get access to a basket of securities that are diversified across both government bonds and investment grade corporate bonds.
[Fixed income breakdown]
[A donut chart appears onscreen. Beside the chart is a legend that indicates investment grade corporate bonds and government bonds.]
[For illustrative purposes only.]
You get the additional benefit of these strategies being liquid and you get access to CIBC's investment research capabilities and our ability to source bonds in the market at very attractive prices.
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[How do these funds fit in an investor’s portfolio?]
These investment solutions can be a key tool for our investors to meet their short to medium term investment objectives. Whether it's buying a house, or going on vacation.
[How do the funds compare to traditional fixed income solutions?]
These investment solutions by design are “buy and hold” investments. So we buy the underlying securities and we hold them to maturity. In a traditional bond portfolio there isn't a terminal date. That means you're continuously buying and selling bonds.
[What happens at maturity?]
[Maturity year]
[A chart measures percentages (100%, 50% and 0%) on the y-axis and the months of January, June and November on the x-axis. A triangle filling the inner-most part of the chart, with January at 100% and November at 0%, appears onscreen. Text reading “% invested in bonds” appears on this triangle. Another triangle filling the outermost part of the chart, with January at 0% and November at 100%, appears onscreen. Text reading “% invested in cash or cash equivalents” appears on this triangle.]
As the portfolios approach maturity, the cash invested in these portfolios begins to increase. And if there's a significant amount of time before the terminal date, we'll reinvest these portfolios to get an attractive return until maturity.
At that point the full portfolio will sit in cash. We terminate the fund and we give clients their money back.
[The image zooms in to the right part of the chart, and the words “Final distribution to investor”, accompanied by an icon of coins going into a jar, appear next to “November”.]
[Key takeaway for investors]
We're giving our clients additional tools to manage their short to medium-term investment objectives with a product that gives you a terminal date.
You know when you're going to receive your capital back. And you have a strong indication of what the total return looks like over your investment horizon.
[To learn more about CIBC Investment Grade Bond Funds connect with your advisor or CIBC Asset Management representative]
[The views expressed in this material are the views of CIBC Asset Management Inc., as of 08/12/25 unless otherwise indicated, and are subject to change at any time. CIBC Asset Management Inc. does not undertake any obligation or responsibility to update such opinions.
This material is provided for general informational purposes only and does not constitute financial, investment, tax, legal or accounting advice, it should not be relied upon in that regard or be considered predictive of any future market performance, nor does it constitute an offer or solicitation to buy or sell any securities referred to.
Individual circumstances and current events are critical to sound investment planning; anyone wishing to act on this material should consult with their advisor.
The material and/or its contents may not be reproduced without the express written consent of CIBC Asset Management Inc.
Past performance may not be repeated and is not indicative of future results.
®The CIBC logo and "CIBC Asset Management" are registered trademarks of CIBC, used under license.]
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